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Editorial column Independence We want to help you make more informed decisions. Some acquaintance on this page — clearly apparent — may take you to a partner website and may result all the rage us earning a referral commission. Designed for more information, see How We Accomplish Money. Student loan debt is an issue affecting almost 45 million Americans. On his first day as head, Biden extended the suspension of activity and principal payments on federal apprentice loans until Oct. Biden previously asked Education Secretary Miguel Cardona to accompany if he can legally cancel central student debt. But Congress is alienate about whether student loans should be forgiven, and if so, by how much.